It reduced the required payments for undergraduate loans to 5 percent from 10 percent of the borrower’s discretionary income, and it redefined discretionary income to be above 225 percent of the poverty line. People making less than that pay nothing. Loans of $12,000 or less are canceled after 10 years — down from 20 or 25 years — so long as the borrower made payments if required to do so.

Seems insane to me that these sensible changes are blocked.

20 year forgiveness is ok, but 10 years is wrong? 5% is where the line is drawn?

The previous income repayment plan was actively harming people and a drag on the economy and people’s futures.