I never ride near trucks, especially by intersections.

After 11 years of riding in Boston and Cambridge, I did finally get run over by a taxi trying to u-turn across 3 lanes from a parallel parking spot (actually I went ever the hood and bystanders stopped him from backing over me to drive off).

Pro tip, taxis only have to carry state minimum insurance (30k at the time of my accident 10 or so years ago now).