I’d like to know other non-US citizen’s opinions on your health care system are when you read a story like this. I know there are worse places in the world to receive health care, and better. What runs through your heads when you have a medical emergency?
A little background on my question:
My son was having trouble breathing after having a cold for a couple of days and we needed to stop and take the time to see if our insurance would be accepted at the closest emergency room so we didn’t end up with a huge bill (like 2000$-5000$). This was a pretty involved ~10 minute process of logging into our insurance carrier, and unsuccessfully finding the answer there. Then calling the hospital and having them tell us to look it up by scrolling through some links using the local search tool on their website. This gave me some serious pause, what if it was a real emergency, like the kind where you have no time to call and see if the closest hospital takes your insurance.
Our son had a pseudo-croup attack, when he was about two. We have a number here in my country that you can call and they try to figure out your next steps. Since he was so young they pretty quickly told us to call an ambulance. Two paramedics came fairly quick and ordered an emergency doctor to the scene since they wanted to give him some medication they couldn’t give him on their own.
We were a little apologetic because we weren’t sure if calling them was warranted. But they were super nice and said we shouldn’t worry, it was their job and they’d rather drive to cases like this, were things go well then the other way round.
We gave them our insurance card, they left, and everything was fine.
Never in the whole process have I thought, oh my, I hope this isn’t going to cost too much. That is an awful thought. Our medical system here is far from perfect and I fear it’s going to get worse but it gives me a piece of mind that I don’t have to worry to go broke over it.
And the way families are insured really works well. You work and all your children and your partner (if they don’t work) are insured through you. No changes in payment, no questions (apart from: are they earning any money) asked.