Since the housing market looks like a crowd of people just signing mortgages as fast as possible just to then turn around and charge that mortgage plus a little bit.
I shouldn’t pay someone’s mortgage like seriously this is just adding an unnecessary problem to the real problem of “living somewhere”
A sad but serious answer is that your house will either be worth less or worthless because of climate change (looking at you, Florida, but also wildfires/water scarcity) or extra valuable for those seeking climate refuge.
Completely seriously, it was a major consideration when my wife and I decided to move to where we are now, to one of the safest areas of our country for climate change risks.
Same, though living on the coast I want to get a place that will likely not be underwater in the next decade or so.
https://www.floodmap.net/