They are using a way that should have already been done since those were the rules we agreed to but haven’t followed for the last couple decades.

These are basically fake loans that should be a sign of a terrifying bubble about to burst except somebody made it impossible to ever get your schooling loans removed no matter how much you got scammed or should have it paid down by now.

It’s almost like fixing a whoopsie of loophole that let even more people get fucked over against the agreed on societal backstops in the search for more money except it’s still not even fixed.