The answer here is dont convert to fiat. I can buy food, pay for internet, electricity, phone, etc all with crypto and never touch fiat. I can even get a line of credit via crypto. About the only thing dollars are required for would be a mortgage and car payment as those are bank drafts. Anything that asks for a 16 digit card number, cvv, and date can be purchased with crypto.
The answer here is dont convert to fiat. I can buy food, pay for internet, electricity, phone, etc all with crypto and never touch fiat. I can even get a line of credit via crypto. About the only thing dollars are required for would be a mortgage and car payment as those are bank drafts. Anything that asks for a 16 digit card number, cvv, and date can be purchased with crypto.