Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn’t be able to buy a car or a house without credit. But if I’m saving up cash to pay for things outright, do I really need credit?
Note: I’m sorry if this is the wrong place to ask.
Yeah I’ve seen that with apartments so far it’s kinda a 60/40 if they check. Though I wish I could pay 3-4x the rent first month to counteract credit.