I know this might just reflect financial culture differences across countries, but let’s give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

  • Tippon@lemmy.dbzer0.com
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    1 year ago

    Where in Europe, if you don’t mind me asking?

    I’m in the UK, and we have to build a credit score if we want to get a mortgage, a loan, or any sort of finance, unless it’s from somewhere predatory like a payday lender.

    • BlazeOP
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      1 year ago

      Spain. Interesting, I didn’t know you had credit scores in the UK