Say my deductible is 1500 and I need a procedure that’s costs $1000 but my insurance will cover 50% before deductible. A few months before the procedure I managed to meet my deductible though does that mean they will cover 100% of it or the 50% still?
If possible try to explain like I’m five
Short answer: They will cover 50%.
Long answer: They won’t cover anything until you’ve met your deductible. Once you’ve paid out $1,500 (your deductible), they will start covering 50% of the remaining cost.