Well and when you age you can’t help but lean on your children who just can’t handle the load. its just not an option without kids which is good. I would rather take the suffering than feel I am dropping it on my kids. How aweful it would be to see their suffering, almost worse is they were the best of us and did so well but could achieve so little due to circumstances. If I had kids I certainly would not have been able to help them pay for college. I mean my parents could not but my college loans were like a very nice car loan not like today where its a mortgage.