By and large, you should ride it out unless maybe you’re intending to retire imminently. Yes, the overall value of the portfolio is going down but generally speaking the market is always going up in the longer term. That was the advice we were given at least was to ride it out because you can acquire more stock at a cheaper price for the same amount of money you were already setting aside into those accounts.

(all assuming your day-to-day needs are met first and foremost)