Traditionally, retiring entails leaving the workforce permanently. However, experts found that the very definition of retirement is also changing between generations.
About 41% of Gen Z and 44% of millennials — those who are currently between 27 and 42 years old — are significantly more likely to want to do some form of paid work during retirement.
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This increasing preference for a lifelong income, could perhaps make the act of “retiring” obsolete.
Although younger workers don’t intend to stop working, there is still an effort to beef up their retirement savings.
It’s ok! Don’t ever retire! Just work until you die, preferably not at work, where we’d have to deal with the removal of your corpse.
it’s mathematically impossible for any long term investment vehicle to payout more than inflation, unless you get lucky and happen to hit the Apple stock.
Sorry but by that logic there is no point in any investment mechanism. Historically GIC rates have been the oposite of what you claim https://www.ratehub.ca/blog/the-history-of-gic-rates/ . For example in 1995 GICs paid 7.1% vs the inflation rate of 1.7%.
I think the odd position that it is “mathematically” impossible to have any expectation of return is indicative of our messed up system.