• Shiggles@sh.itjust.works
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    1 year ago

    insurance has clauses to prevent paying out

    Oh man what a sick gotcha it’s not like that’s the entire purpose of a for profit insurance system.

    Alternatively, the lovely thing about driving an old beater is that you have nothing to lose in situations like this.

    • schmidtster@lemmy.world
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      1 year ago

      Goes both ways, the clauses also prevent people from abusing the system and intentionally damaging their vehicles to get repaired.

      If you have a legitimate claim, there is nothing you should worry about.

      I’m glad my premiums don’t go up because someone intentionally hit a car marginally in their lane “because I had the right of way”, instead of just moving slightly over to avoid the collision.

      • intensely_human@lemm.ee
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        1 year ago

        Amen. I hate bitter people and I hate it even more when they start playing games with my stuff to prove their point.