I am reaching a harsh slump in the job search. And am reaching quite a high ceiling of debt that I need to find a way to mitigate for the interim, while maintaining a healthy credit score.

Could someone guide me on some resources or provide some advice on loans that could possibly be taken out to provide a sort of padding? I am completely new to this sort of environment and have not been trained as well as I should have been for this career climate.

Edit: I should also say, my only monthly payments are rent/credit interests/some small servers I host(but their costs are no more than $20/mo)/necessities(food, etc). Anything extra has been stripped from my burn, no insurance payments, no car, etc. School loans will resume soon though, so that will add another variable

Edit2: Is it advisable to take out my 401k?