You only need to track the stuff with a GP cost; everything else your can use a focus for or assume it’s in a component pouch of you don’t use a focus. The GP cost items, yeah, I definitely track. Also the costs in time and ink (ie gold) for copying spells into your spellbook. My wizard of constantly broke, and the rest of the party have thousands of gold each.
You only need to track the stuff with a GP cost; everything else your can use a focus for or assume it’s in a component pouch of you don’t use a focus. The GP cost items, yeah, I definitely track. Also the costs in time and ink (ie gold) for copying spells into your spellbook. My wizard of constantly broke, and the rest of the party have thousands of gold each.
Might be worth letting them meet like… a merchant or something. With cool stuff to buy. Like hats, very expensive hats