My only budgeting is to earn much more than I spent so I don’t have to think too much about it. That means that I live quite frugal and other than food don’t really buy much on a regular basis.
Even though I’m in the same category (currently spend less than half), this approach isn’t viable for everyone. Some people work hard and long, but just have too high expenses by just existing. You can’t really be frugal on rent and basic food, you need something.
there were things involved like moving a couple of times between countries, a divorce, refocusing on a different career to be able to get where I wanted to be.
My only budgeting is to earn much more than I spent so I don’t have to think too much about it. That means that I live quite frugal and other than food don’t really buy much on a regular basis.
Even though I’m in the same category (currently spend less than half), this approach isn’t viable for everyone. Some people work hard and long, but just have too high expenses by just existing. You can’t really be frugal on rent and basic food, you need something.
For sure, it took me 20 years to get there myself.
What the fuck. It took you 20 years to get to a point where you can comfortably rent a place to live and buy food?
This system is beyond saving
there were things involved like moving a couple of times between countries, a divorce, refocusing on a different career to be able to get where I wanted to be.
Seconding this. I love earning money and hate spending money; I check my savings a couple times a year and otherwise don’t worry about it.