On average, AutoNews reports that 3.58 percent of 18 to 29-year-olds and 2.62 percent of 30- to 39-year-olds have been late on their auto loans by at least 90 days. For some context, just 2.13 percent of all borrowers are late. Keep in mind, these numbers are overall. In the first quarter of 2023, 4.55 percent of 18- to 29-year-olds were at least 90 days late. 3.66 percent of 30- to 39-year-olds were equally late. We haven’t seen numbers like these since The Great Recession.

  • XIIIesq@lemmy.world
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    1 年前

    Not having a car in a city is feasible. It’s much less feasible if you live in a rural or even sub urban location.

    Inb4 “just move to the city then!?” Living in a city is typically significantly more expensive than rural or suburban areas. If they’re already struggling financially, moving to the city probably isn’t the answer.

    • RiderExMachina@lemmy.ml
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      1 年前

      I’m not saying everyone should move to the city, nor am I saying that we should get rid of all the cars. I’m saying the way we build our cities needs to change. We can’t afford not to.

      I live in a rural area; we could still have better public transit and less sprawl to help those who shouldn’t own a car for financial reasons.

      • CmdrShepard@lemmy.one
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        1 年前

        You may want to reread the preceeding and following paragraphs because they’re not saying what you think they are.

        They’re saying using a car you already have will produce less emissions than manufacturing a brand new replacement car. This does not account for the emissions required to manufacture the car you already own nor any of the emissions from driving it up to the point of the comparison (13 years).

        This article doesn’t say “building a car causes more emissions than driving a car” it says “swapping out your slightly used car for a new one causes more emissions than just keeping your old car”

        • RiderExMachina@lemmy.ml
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          1 年前

          I think you replied to the wrong person. Nowhere did I ever mention emissions or swapping out cars.

          That said, I agree with you