Basically, though, there are a few routes forward - and likely the best and most consistent option will be to open an LLC and choose to custodian your own IRA through that LLC. With that setup, you would never need to worry about the custodian changing policy in the way that Apex or Mainstar have - since the custodian LLC would also be you.
I touch on it lightly in this post: https://lemmy.whynotdrs.org/post/11801
Basically, though, there are a few routes forward - and likely the best and most consistent option will be to open an LLC and choose to custodian your own IRA through that LLC. With that setup, you would never need to worry about the custodian changing policy in the way that Apex or Mainstar have - since the custodian LLC would also be you.