paychecks dont arrive for another week (or more), sometimes it’s a necessity

Absolutely. And then when the bill comes in six weeks, pay the balance.

Credit card use is fine, carrying a balance on credit cards is what eviscerates your finances.

I believe the FairPhone is pretty solid.

Not as good, but Apple stuff is a big step up from Google and Samsung stuff wrt spying.

Don’t carry credit card debt, the interest eviscerates your finances. It is a fact much of America does not take to heart.

Agreed, that is very much a ‘it depends’. A $1000 pro max every year is opulent, a used SE every 5 years isn’t.

Yeah, I recall a Ramsey poll where the fourth highest profession for millionaires is teaching.

Learning from others and following a plan is how one becomes a millionaire. Teachers have those critical skills down.

Cutting out Uber Eats, restaurants, and bars goes a long way to paying down debt (groceries are so much cheaper). Even the people in giant holes on Caleb Hammer’s show walk away with a budget to kill their debt.

Credit card debt is fucking murder. The interest is worse than many realize. Murder it so it doesn’t murder you.

Depends on what the deployment is, if it is just airstrikes or even limited ground operations to break a few things and leave, no reason for it to be a forever war.

Note: I have made zero statements about that being something I would support.

The person I replied to should not label those people the enemy then. As I said, he is painting with much too wide of a brush.

Median household income in Colorado Springs is $83k/yr. Said 3 bedroom home for $265k is quite affordable on $83k/yr.

unless you have a fully remote job

And if this is the case, you are doing even better and have a shitload more options.

you have to choose more slum-y areas

Here is a random home I found after only a few seconds of looking. 3 bedroom home in Colorado Springs for $265k. Easily affordable at the stated $100k/yr income.

You can’t afford to buy a single family home on $100k/yr in my area.

you have to choose more slum-y areas

Lots of homes are easily affordable with that income. Buy elsewhere.

Those who live off property (aka others’ labour) are.

This is everyone with a 401(k) for retirement. Ie, what they will be loving off of. Not sure why you are labeling the vast majority of people the enemy…

Hell, since you are including ‘other’s labour’, then this would also include anyone living off Social Security, a pension, disability, etc. All of that money comes from other’s labour.

Your brush is way, way, way too broad. You have marked almost everyone the enemy at some point in their lives.

Lots of homes are easily affordable with that income. Buy elsewhere.

from a, a coworker and b, a manager

A coworker and a manager at your company gave you advice about your job?

If that is the case, you should take it seriously. Make sure you know why they think their suggestion is better than what you are doing. You don’t know everything, there is a darn good chance they are trying to make you better at your job.

If it isn’t about your job, you should still make sure you know why they think their suggestion is better than what you are doing. Other people do know things you don’t.

I normally just cut it in half and scoop out the insides. Peeling one of those is a PITA.

No penny pincher is still buying food at McDonald’s. That place is expensive as fuck.

Exactly, they will use nickles. It’s a non-problem.

With the SteamDeck as the dominate PC gaming handheld and XBOX in a dire state right now, these will almost certainly do much better than the last attempt.

A very good chair is important, it doesn’t have to be a $1,000 chair, but, never returning to the back-crushing racing chair.

Man, I got excited for a moment they brought back the SE line, but at an even cheaper price.

I knew it couldn’t be true, not with Apple, but, it is what I first thought.

Heroic with GOG works great on Linux. Why wait?