And cap insurance profits & executive compensation instead of premiums. A cap on premiums makes insurance non-viable even for a non-profit if the risk is too high, while a cap in profits lets it be valued appropriately. The cap on executive compensation is needed because without that they’d raise premiums excessively & pay themselves the extra instead of accumulating that as company profit for their stock price.
Deniers won’t care, they’ll just say India is part of the conspiracy. As are the scientists using lasers to measure the distance of the moon with retroreflectors the Apollo missions left. As am I for doubting their bullshit. Etc.