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Cake day: June 17th, 2023

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  • I don’t know, I thought it was kind of fun that they mixed things up for a change and had the protagonist be the villain and the central plot be about his triumph over the antagonists who are the heroes; the movie ending with him relaxing and enjoying the sunset now that his great work was over and so he could retire and put down his burdens was a really nice touch.










  • Ok where do I invest my money then?

    Well-diversified mutual funds, or something equivalent to that, and in particular you want a mixture of asset classes such as stocks and bonds. You also want to have a hierarchy of investments, ranging from very low-risk but also low-growth investments for your emergency savings that you can tap at a moment’s notice to high-risk but also high-growth investments for savings that you do not need to tap for a long time (such as for retirement, assuming that is far off). “High-risk” in this context doesn’t mean “risk of your investment disappearing” so much as “risk of your investment suffering from a dip in value at the time when you need it”.

    But to reiterate: the most important thing here is diversification, because diversification means that some of your investments can drop in value by a lot or even become worthless without causing you to lose everything. Putting all of your money into a single asset or kind of asset, such as a cryptocurrency, is basically the opposite of what you want to be doing.









  • I started down the path to atheism when I tried proving that my faith was the correct one and got stuck when I realized that all the other religions also think that they are the correct one and the greatest predictor of what you believe is simply what your parents believe, so what exactly made me so sure that I was the right one?