• 3 Posts
  • 53 Comments
Joined 2 years ago
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Cake day: July 21st, 2023

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  • I can hear the lobbyists (both civil society and big tech, mainly the big tech ones) marching towards Brussels right now. This will be as heated as the Digital Markets Act.

    Fighting is expected to flare up again next year, when the Commission wants to present an advertising-focused piece of legislation called the Digital Fairness Act. The executive has stated that the rulebook will help protect consumers online, including from manipulative design or unfair personalization.

















  • Have a later model, the Pocketbook Verse (not the pro edition). Flashed KOReader on it which was much easier than anticipated. Have a couple extra features in the reader that way.

    It does as promised. I just plug it into my devices to get epubs onto it. You don’t even need a book management software like Calibre, you can use it similarly to how you’d use a thumb drive.



  • Thank you for the thoughtful reply! One more question: Can you really manage everything using the website? Just sounds too good to be true!

    Checked out the support pages. It does get a bit complex trying to figure out if they charge for adding money via bank transfers. But I got to it! For other people wondering (only valid for EU folks):

    Turns out they take the customary 1.75% on using the card to get cash from ATMs (and even take 0.50€ on top after the second time). That makes them slightly worse than established banks for this purpose.

    However they offer pretty low fees on transactions with the card. While established banks still take 1.75% on every transaction, Wise currently takes 0.46% on exchanges from EUR to JPY. They don’t seem to skew the exchange rate like PayPal does either. The only drawback is they’re free to change their fee any time, while most normal banks haven’t deviated from 1,75% in forever.

    To my great relief adding EUR to your Wise balance is free with a standard SEPA (EU zone) bank transfer. And they automatically convert money to other currencies as needed. Though I wonder whether you can convert in advance to make use of favorable exchange rates.

    This makes it seem like Wise is a solid option. Only one data breach so far, too ;)


  • Planning a trip to Japan soon and would like a credit card to pay for accommodation (I don’t have a credit card yet). Wise seems to be what I want but I’m not sure:

    1. Can you top up your Wise balance from your local bank account for free?
    2. Are conversion fees and ATM withdrawal fees abroad reasonable?
    3. Is their human support any good?
    4. How intrusive was the sign up and KYC?