While car prices dip lower and gradually come back down to pre-pandemic levels, more Americans are still feeling the financial pinch from car ownership — because of insurance.
Because I live in a shit no fault state. 0 accidents, 1 ticket in 20 years. (Fuck Ohio.) My insurance should be cheap. It’s not though because they scale what I pay off everyone else.
My insurance bill is higher per month than my monthly payment on my car is. This is after shopping around for insurance.
I’ve got full coverage + rental + a $250 deductible.
I pay like $100 a month.
I also drive an 08. I’ve never needed shiny new cars and never will. It’s a huge waste of money on cost and insurance.
What’s unusual about that? My insurance is infinitely higher (I own my cars outright).
Because I live in a shit no fault state. 0 accidents, 1 ticket in 20 years. (Fuck Ohio.) My insurance should be cheap. It’s not though because they scale what I pay off everyone else.
Yeah I’m in Ohio also - 0 accidents, 1 ticket in 20 years. And I’ll be adding a 2nd teenager to our coverage this year. Ugh.
My partner broke down into tears when I told them how much adding one was going to be.
And everyone clapped
lt’s not a flex; it’s because my cars are old and cheap.
I can’t hear what you’re saying because I’m transfixed by your big muscles.