Tried logging into Experian and NONE of my information is working. Wonderful!

    • GluWu@lemm.ee
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      7 months ago

      So they can permanently mark you as a poor when you miss a single monthly payment thus effecting your ability to do anything with money in the future making you poorer and perpetuating a cycle in order to trap you into a system that benefits from your suffering.

      • RvTV95XBeo@sh.itjust.works
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        7 months ago

        Or even better, my experience with them - they can permanently mark you as poor when the person who stole your identity in the last data beach (Thanks Experian!) doesn’t make their monthly payment, thus tanking your credit while you’re entering escrow on your first home.

        Thanks AT&T, now my stolen information I never even gave you is probably back on the black market! The cycle continues.

      • intensely_human@lemm.ee
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        7 months ago

        We’ve surrounded the prisoner in piezoelectrics. The more he struggles, the more electricity he produces!

    • fadedmaster@sh.itjust.works
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      7 months ago

      Because people finance their phones with AT&T, usually without realizing it. “Free” phones and discounted phones are not usually free or discounted. You’re forced to stay with them to get the discount off each month. I hate it because I’d rather just pay for my phone outright and be done, but then you actually pay more.

      • Jakeroxs@sh.itjust.works
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        7 months ago

        Not sure I see how you end up paying more by buying your phone outright, it’s more up front but then your monthly price for service is lower.

        • fadedmaster@sh.itjust.works
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          7 months ago

          They give you a discount per month. So for example, a $1000 phone is on sale for $600, but they don’t give you $400 off up front. Its a $11.11 per month discount for the next 36 months. You pay $16.67 per month until its paid off. If you pay it up front you pay $1000. If you leave early or pay it off early you lose the $11/month discount on the payment for the phone

          Its intended to lure people in for an advertised cheap or free phone, but then you’re stuck with them paying for the device.

        • Appoxo@lemmy.dbzer0.com
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          7 months ago

          Depending on the calculation the phone + plan can be cheaper than just the phone and just the plan