I get that there won’t be any security updates. So any problem found can be exploited. But how high is the chance for problems for an average user if you say, only browse some safe websites? If you have a pc you don’t really care much about, without any personal information? It feels like the danger is more theoretical than what will actually happen.
Or… are there any examples of people (not corpos) getting wrecked in the past by an eol OS?
No but you see, there’s no reason a newer osx can’t run on their older hardware most of the time. You can install new windows on an old laptop if it has the specs. It’s not like they lost the drivers or whatever. It’s a choice they made, cutting off users from security updates & newer apps & leaving them with a vulnerable device