On one hand I want a series of hurricanes to rip across the state making florida a barely livable swampland for a few months to perhaps shake people out of apathy and get the property investors out of the fucking housing market down here. On the other I’d like it if I could insure the imaginary house that I can somehow afford after I win the lottery please…
It doesn’t work like that. Hurricanes are already plenty intense.
New buyers moving here from out of state have no clue. No one tells them what an existential threat the hurricanes are, even inland, and they only learn when they go through their first bad one.
Meanwhile, people build giant mansions right on the coast… because they don’t care. They’re snowbirds that don’t live here during hurricane season anyway, they build them on stilts or whatever, and honestly if the houses are demolished it’s probably not even a huge deal to the owners.
Honestly, insurance is the best bucket of cold water. The sticker price for flood insurance, if you can even get it at all anymore is just about the biggest shock people get. It’s a heard measure of just how risky the area you’re in is, kinda like living close to a volcano.
Yeah, Miami is definitely toast, and the rest of the coast is in trouble. I am already feeling huge anxiety for this hurricane season.
As cold as the insurance companies can be, when it comes to probabilities and making money, they are clear eyed. They see the writing on the wall.
On one hand I want a series of hurricanes to rip across the state making florida a barely livable swampland for a few months to perhaps shake people out of apathy and get the property investors out of the fucking housing market down here. On the other I’d like it if I could insure the imaginary house that I can somehow afford after I win the lottery please…
It doesn’t work like that. Hurricanes are already plenty intense.
New buyers moving here from out of state have no clue. No one tells them what an existential threat the hurricanes are, even inland, and they only learn when they go through their first bad one.
Meanwhile, people build giant mansions right on the coast… because they don’t care. They’re snowbirds that don’t live here during hurricane season anyway, they build them on stilts or whatever, and honestly if the houses are demolished it’s probably not even a huge deal to the owners.
Honestly, insurance is the best bucket of cold water. The sticker price for flood insurance, if you can even get it at all anymore is just about the biggest shock people get. It’s a heard measure of just how risky the area you’re in is, kinda like living close to a volcano.
Our insurance companies are urgently trying to leave the state. What does this say?