Enabling it everywhere facilitates people purchasing things they can’t afford and fucking themselves.
The picture is funny but the real thing is filling up a cart with everything needed for a renovation, failing to pay a payment and having it cost you more than list price with the hidden, past due accounts owe us 30% interest plus fees type of paradigm.
Enabling it everywhere facilitates people purchasing things they can’t afford and fucking themselves.
The picture is funny but the real thing is filling up a cart with everything needed for a renovation, failing to pay a payment and having it cost you more than list price with the hidden, past due accounts owe us 30% interest plus fees type of paradigm.
If you need to borrow money for a renovation, a HELOC is way cheaper than a credit card.
IDK how much we need to protect stupid people from themselves.
Quite a lot, actually.
https://www.creditkarma.com/about/commentary/americans-have-a-net-worth-problem-and-its-not-positive
And thats over a year old, its getting worse.
They are practically disabled so hopefully more than we are doing.
Ignorant people need protection too. It’s not like predatory lending is a thing thought in schools.
foot-guns are a natural part of the internet and are crucial for its ecosystem.
We can’t make laws to block all human stupidity.
No, but we can block the predation