American here with asthma. I can buy my inhaler over the counter for about $6 a canister in Mexico. I needed some more recently so I went to the local pharmacy with a prescription and it was $95 for two canisters with my high deductible insurance! The pharmacist looked up the cash price and it was $50! Why the higher price? The cash price doesn’t go towards meeting my deductible. The insurance company is supposed to be negotiating on my behalf! Where is the "efficiency of the private sector?” Healthcare and insurance are broken in this country.
I was completely crushed in 2020 when I lost my insurance and went to refill my meds without it. My meds had always been only $10 with insurance and I was so worried about how expensive it would be…it was still only $10. The only thing I used my insurance for was those meds I’d thought and I found out that my insurance wasn’t even apparently covering them. (Meds for an autoimmune disease) Like…what had I been paying for insurance for? Every time I’ve had an emergency I’ve almost always had to pay out of pocket because I don’t have enough things to reach my deductibles. To think of all the thousands I’ve spent over decades paying my insurance monthly is disgusting.
They are all colluding. The hospital, doctors, insurance and the pharmacies all of them. Everyone gets a kickback. They know a large percentage just pays the higher price without doing research.
American here with asthma. I can buy my inhaler over the counter for about $6 a canister in Mexico. I needed some more recently so I went to the local pharmacy with a prescription and it was $95 for two canisters with my high deductible insurance! The pharmacist looked up the cash price and it was $50! Why the higher price? The cash price doesn’t go towards meeting my deductible. The insurance company is supposed to be negotiating on my behalf! Where is the "efficiency of the private sector?” Healthcare and insurance are broken in this country.
The efficiency isn’t for the consumer. It’s for the owner class.
I was completely crushed in 2020 when I lost my insurance and went to refill my meds without it. My meds had always been only $10 with insurance and I was so worried about how expensive it would be…it was still only $10. The only thing I used my insurance for was those meds I’d thought and I found out that my insurance wasn’t even apparently covering them. (Meds for an autoimmune disease) Like…what had I been paying for insurance for? Every time I’ve had an emergency I’ve almost always had to pay out of pocket because I don’t have enough things to reach my deductibles. To think of all the thousands I’ve spent over decades paying my insurance monthly is disgusting.
I’m sorry dude, you all deserve a better system.
They are all colluding. The hospital, doctors, insurance and the pharmacies all of them. Everyone gets a kickback. They know a large percentage just pays the higher price without doing research.