Yep, becomes a lot less important to save towards something when you have less than before. Those small luxuries are a mental health savior. That plus all the feel-good chemistry that happens with things like chocolate.
There’s no sense in saving towards something when it has suddenly become more than you could ever afford. Might as well buy some chocolate, it’s good for morale.
The GF and I were looking at houses a while back but never pulled the trigger. Fast-forward 4 or 5 years and now we will literally never be able to afford a house because the prices are fucking outrageous. We’ve given up and just spend our money on decent food instead.
Housing is so loony right now. I managed to borrow enough to make a downpayment before it got really crazy. For everyone’s sake I hope the market gets flooded with affordable units and crashes the values back down to where they were in the 90s.
I’m sorry for all the single mortgage havers whose savings is all their house, but we’re already better off than so many people just by paying the bank directly rather than a fucking land lord.
Yep, becomes a lot less important to save towards something when you have less than before. Those small luxuries are a mental health savior. That plus all the feel-good chemistry that happens with things like chocolate.
There’s no sense in saving towards something when it has suddenly become more than you could ever afford. Might as well buy some chocolate, it’s good for morale.
The GF and I were looking at houses a while back but never pulled the trigger. Fast-forward 4 or 5 years and now we will literally never be able to afford a house because the prices are fucking outrageous. We’ve given up and just spend our money on decent food instead.
Housing is so loony right now. I managed to borrow enough to make a downpayment before it got really crazy. For everyone’s sake I hope the market gets flooded with affordable units and crashes the values back down to where they were in the 90s.
I’m sorry for all the single mortgage havers whose savings is all their house, but we’re already better off than so many people just by paying the bank directly rather than a fucking land lord.