ByteOnBikes@discuss.online to Late Stage Capitalism@lemmy.world · 3 months agoAlso, your credit score drops if you pay all your debtsdiscuss.onlineimagemessage-square201linkfedilinkarrow-up11.08Karrow-down118
arrow-up11.06Karrow-down1imageAlso, your credit score drops if you pay all your debtsdiscuss.onlineByteOnBikes@discuss.online to Late Stage Capitalism@lemmy.world · 3 months agomessage-square201linkfedilink
minus-squareColeSlothlinkfedilinkarrow-up2·3 months agoI keep my one credit card paid off to 0 every month, have never paid a car loan, only debt I have is a mortgage, and my score usually just floats around 825.
minus-squareObjectivityIncarnate@lemmy.worldlinkfedilinkarrow-up1·3 months agoBasically the same for me except no mortgage, and I’m also in the 800s. Though once you’re over 750, you’re essentially at the highest tier in every lender’s eyes already.
minus-squareColeSlothlinkfedilinkarrow-up1·3 months agoYep, and I was at that point years before getting a mortgage.
I keep my one credit card paid off to 0 every month, have never paid a car loan, only debt I have is a mortgage, and my score usually just floats around 825.
Basically the same for me except no mortgage, and I’m also in the 800s.
Though once you’re over 750, you’re essentially at the highest tier in every lender’s eyes already.
Yep, and I was at that point years before getting a mortgage.