The Picard Maneuver@lemmy.world to Microblog Memes@lemmy.worldEnglish · 9 months agoThe numbers will determine your fatelemmy.worldimagemessage-square293fedilinkarrow-up11.74Karrow-down127
arrow-up11.72Karrow-down1imageThe numbers will determine your fatelemmy.worldThe Picard Maneuver@lemmy.world to Microblog Memes@lemmy.worldEnglish · 9 months agomessage-square293fedilink
minus-squarefine_sandy_bottomlinkfedilinkEnglisharrow-up8·9 months agoI can’t speak for anywhere else but credit scores are more or less bullshit in Australia. As in, of course if you have outstanding bills or a legal claim against you no one gonna lend you money. You don’t need a score to tell you that. Similarly, if you’ve got enough money for repayments banks want to lend you money. Anything in-between is about specific problems. An unpaid bill, not enough income, whatever. The actual credit score isn’t important. It’s more like marketing - get a credit card to improve your score.
minus-squareHeavybell@lemmy.worldlinkfedilinkEnglisharrow-up2·9 months agoAlso in Australia, no idea what my credit score is. I admit I am unusually lucky, tho. Have only had one loan in my life, with which I bought my first real car over a decade ago.
minus-squareAngryCommieKender@lemmy.worldlinkfedilinkEnglisharrow-up3·9 months agoAll I’m hearing as an American, is that Australia is a good place to retire.
minus-squareHeavybell@lemmy.worldlinkfedilinkEnglisharrow-up1·9 months agoWe have our own problems, but we’re mostly chill over here.
I can’t speak for anywhere else but credit scores are more or less bullshit in Australia.
As in, of course if you have outstanding bills or a legal claim against you no one gonna lend you money. You don’t need a score to tell you that.
Similarly, if you’ve got enough money for repayments banks want to lend you money.
Anything in-between is about specific problems. An unpaid bill, not enough income, whatever.
The actual credit score isn’t important. It’s more like marketing - get a credit card to improve your score.
Also in Australia, no idea what my credit score is. I admit I am unusually lucky, tho. Have only had one loan in my life, with which I bought my first real car over a decade ago.
All I’m hearing as an American, is that Australia is a good place to retire.
We have our own problems, but we’re mostly chill over here.