I don’t want a new roof. I don’t want a loan. I’d rather be doing something fun.
What kind of roof are you going for?
I think we’re doing dimensional shingles again, even though I’m told the ones we’re replacing must have been defective because they look really bad for being only 15 years old.
I’d asked about a metal roof, but I was told they can leak if anyone has to walk on it, and it’s very difficult to locate a leak when one forms.
You might see if your attic has adequate ventilation. If it gets too hot that can significantly shorten the lifespan of your shingles.
Also, whoever told you metal was more prone to leaking probably had no idea what they were talking about or doesn’t understand how gravity works. Metal typically lasts a lot longer and won’t have any issues with leaks if properly installed.
Could be worse. I spent this past week and about $2k, in addition to the first 30k, fixing mistakes the roofers made when they put our new metal roof on.
Moral of the story: when a contractor tells you, “we don’t do a lot of [x]”, take them at their word and then hire someone else.
I’m just lucky I used to do sheet metal work and pretty much knew how to fix it.
Especially with your roof you really don’t want to fuck around with that