Hello everyone,

I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

  • boonhet@lemm.ee
    2·
    1 day ago

    I don’t think your use for Wise uses Visa, as Visa is a card company. If you use Wise for card payments, those go through Visa.

    Wise is about the only mainstream way to get funds in Canadian or American domestic payment systems and immediately get that money into the European banking network that I know of. Revolut only gives me Swift details for USD, not wire or ACH routing numbers.