• buckykat [none/use name]@hexbear.net
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    3 months ago

    Living your life dancing on a bear trap is fine just so long as you’re really careful to never step on the trigger. Plus, the bait is really tasty!

    • Stache_@lemmy.ml
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      3 months ago

      I’ve never heard that saying before, I like it!

      Yeah it’s certainly a slippery slope that has some serious consequences if you don’t use discipline and stay within your budget

    • Koolio [any]@hexbear.netM
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      3 months ago

      For me, it’s a cashflow thing. If I use credit that’s one month I do not have to spend my own money on something - it also allows for larger purchases in one place, whereas I might have to move a bunch of money around and wait days if I paid cash.

      Credit card companies make their money on merchant fees, the people who get trapped in cycles of debt are just the gravy on top for the fuckers.